.php - Auto-generated SEO page
require_once 'config/config.php';
require_once 'config/security.php';

$pageTitle = 'USDT to Bank Account Nigeria | Tether Withdrawal | XFiat';
$pageDescription = 'Send USDT (Tether) directly to your Nigerian bank account. Best USDT to Naira rates, instant processing, secure transfers. ERC20, TRC20, BEP20 supported.';
$pageKeywords = 'xfiat, crypto to bank nigeria, cryptocurrency withdrawal, crypto cash out, usdt to bank';

include 'includes/header.php';
include 'includes/navigation.php';
?>

<main class="content-page">
    <section class="hero-section">
        <div class="container">
            <h1>Convert USDT to Naira Bank Deposit</h1>
            <p class="lead">Send USDT (Tether) directly to your Nigerian bank account. Best USDT to Naira rates, instant processing, secure transfers. ERC20, TRC20, BEP20 supported.</p>
            <div class="cta-buttons">
                <a href="/login.php" class="btn btn-primary">Get Started</a>
                <a href="#how-it-works" class="btn btn-secondary">Learn More</a>
            </div>
        </div>
    </section>

    <section class="content-section">
        <div class="container">
            <div class="row">
                <div class="col-md-8">
                    <h2>How It Works</h2>
                    <p>Converting USDT (Tether) to Naira with XFiat is simple and secure:</p>
                    
                    <div class="steps">
                        <div class="step">
                            <div class="step-number">1</div>
                            <div class="step-content">
                                <h3>Create Free Account</h3>
                                <p>Sign up in seconds with just your email. No KYC required for basic transfers.</p>
                            </div>
                        </div>
                        
                        <div class="step">
                            <div class="step-number">2</div>
                            <div class="step-content">
                                <h3>Enter Bank Details</h3>
                                <p>Add your Nigerian bank account details. We support 1000+ banks including GTBank, Access, Zenith, UBA, and all major banks.</p>
                            </div>
                        </div>
                        
                        <div class="step">
                            <div class="step-number">3</div>
                            <div class="step-content">
                                <h3>Send Cryptocurrency</h3>
                                <p>Send USDT (Tether) to your unique XFiat wallet address. We'll detect it instantly.</p>
                            </div>
                        </div>
                        
                        <div class="step">
                            <div class="step-number">4</div>
                            <div class="step-content">
                                <h3>Receive Naira</h3>
                                <p>Get Nigerian Naira in your bank account within minutes. No waiting, no hassles.</p>
                            </div>
                        </div>
                    </div>

                    <h2>Why Choose XFiat for USDT (Tether) Conversion?</h2>
                    
                    <div class="features-grid">
                        <div class="feature-box">
                            <i class="fas fa-bolt"></i>
                            <h3>Instant Processing</h3>
                            <p>Receive money in your bank account within 5-15 minutes after confirmation.</p>
                        </div>
                        
                        <div class="feature-box">
                            <i class="fas fa-shield-alt"></i>
                            <h3>Secure Platform</h3>
                            <p>Bank-level encryption, secure wallets, and compliance with Nigerian financial regulations.</p>
                        </div>
                        
                        <div class="feature-box">
                            <i class="fas fa-percent"></i>
                            <h3>Low Fees (0.5%)</h3>
                            <p>Transparent pricing with just 0.5% fee. No hidden charges, no surprises.</p>
                        </div>
                        
                        <div class="feature-box">
                            <i class="fas fa-university"></i>
                            <h3>1000+ Banks Supported</h3>
                            <p>Direct transfer to all Nigerian banks - GTBank, Access, Zenith, First Bank, UBA, OPay, Kuda, and more.</p>
                        </div>
                    </div>

                    <h2>Current USDT (Tether) to Naira Rate</h2>
                    <div class="rate-box">
                        <div class="rate-display">
                            <span class="crypto-amount">1 USDT</span>
                            <span class="equals">=</span>
                            <span class="fiat-amount" id="current-rate">Loading...</span>
                        </div>
                        <p class="rate-updated">Live rate • Updated every 30 seconds</p>
                    </div>

                    <h2>Frequently Asked Questions</h2>
                    <div class="faq-section">
                        <div class="faq-item">
                            <h3>How long does the transfer take?</h3>
                            <p>Most transfers complete within 5-15 minutes after blockchain confirmation. During peak times, it may take up to 30 minutes.</p>
                        </div>
                        
                        <div class="faq-item">
                            <h3>What are the fees?</h3>
                            <p>We charge a flat 0.5% fee on all transactions. No hidden fees, no withdrawal charges. What you see is what you get.</p>
                        </div>
                        
                        <div class="faq-item">
                            <h3>Is there a minimum or maximum amount?</h3>
                            <p>Minimum: ₦5,000 worth of crypto. Maximum: ₦10,000,000 per transaction. Higher limits available for verified accounts.</p>
                        </div>
                        
                        <div class="faq-item">
                            <h3>Which banks do you support?</h3>
                            <p>We support all Nigerian banks including GTBank, Access Bank, Zenith Bank, First Bank, UBA, Ecobank, Fidelity, Sterling, Wema, and digital banks like OPay, PalmPay, and Kuda.</p>
                        </div>
                    </div>
                </div>
                
                <div class="col-md-4">
                    <div class="sidebar">
                        <div class="widget">
                            <h3>Quick Stats</h3>
                            <ul class="stats-list">
                                <li><strong>50,000+</strong> Happy Users</li>
                                <li><strong>₦5 Billion+</strong> Processed</li>
                                <li><strong>99.9%</strong> Success Rate</li>
                                <li><strong>24/7</strong> Support</li>
                            </ul>
                        </div>
                        
                        <div class="widget">
                            <h3>Related Services</h3>
                            <ul class="related-links">
                                <li><a href="/bitcoin-to-naira.php">Bitcoin to Naira</a></li>
                                <li><a href="/usdt-to-bank.php">USDT to Bank</a></li>
                                <li><a href="/ethereum-to-naira.php">Ethereum to Naira</a></li>
                                <li><a href="/crypto-to-bank.php">All Cryptocurrencies</a></li>
                            </ul>
                        </div>
                        
                        <div class="widget cta-widget">
                            <h3>Ready to Start?</h3>
                            <p>Join 50,000+ Nigerians who trust XFiat for crypto withdrawals.</p>
                            <a href="/login.php" class="btn btn-block btn-primary">Create Free Account</a>
                        </div>
                    </div>
                </div>
            </div>
        </div>
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<script>
// Load current rate
async function loadCurrentRate() {
    try {
        // This would connect to your real API
        const response = await fetch('/api/rates.php?crypto=USDT+%28Tether%29');
        const data = await response.json();
        document.getElementById('current-rate').textContent = '₦' + data.rate.toLocaleString();
    } catch (error) {
        document.getElementById('current-rate').textContent = 'Check app for live rate';
    }
}

loadCurrentRate();
setInterval(loadCurrentRate, 30000); // Update every 30 seconds
</script>