Trusted by 50,000+ Users
Skip P2P. Send Crypto to Bank.
Over 1,265+ cryptocurrencies to bank instantly with no trades. Direct crypto-to-bank transfers without middlemen, P2P risks, or waiting. Your coins, your bank account—straight to the point.
From Your Wallet to Your Bank
Direct crypto-to-bank transfers in three simple steps—no P2P, no hassle
You
Xfiat Platform
Successful
Your Bank
Our Status
Real-time insights into our platform's performance and user satisfaction
Why Choose XFiat?
Experience the most comprehensive crypto-to-fiat platform with unmatched features
Skip P2P Trading
First platform to transact completely direct without peers. No middlemen, no scams, no waiting—just instant crypto-to-bank transfers
1000+ Banks Supported
Direct deposits to all major Nigerian banks and fintechs. Instant transfers to your account
Lightning Fast Transfers
Bank payments within 45 seconds to 3 minutes after blockchain confirmation. Real-time monitoring and instant notifications
Transparent Pricing
No hidden fees. Just 0.5% bank transfer charge. What you see is what you get
Simple 3-Step Process
Convert your crypto to cash in minutes with our streamlined process
Select Cryptocurrency
Choose from 1,265+ supported cryptocurrencies. Enter the amount you want to convert.
Live exchange rates
Instant calculation
Send Crypto to Address
Get a unique wallet address and send your crypto. We monitor the blockchain in real-time.
QR code scanning
Real-time tracking
Receive Cash in Bank
Once blockchain confirms, bank payment arrives within 45 seconds to 3 minutes.
Lightning fast
SMS confirmation
Transaction receipt
Bank-Grade Security
Your security is our top priority. Multiple layers of protection keep your funds safe
256-bit Encryption
All data is encrypted using military-grade AES-256 encryption, the same standard used by banks
Fraud Protection
We follow AML/KYC standards to prevent fraud and ensure every transaction is legitimate and secure
Secure Access
With 2FA, only you can access your account. Multiple authentication methods keep your funds protected
24/7 Monitoring
Round-the-clock security monitoring and fraud detection to protect your account
Certified & Compliant
SSL Secured
PCI Compliant
ISO Certified
GDPR Compliant
Trusted by Thousands
See what our users are saying about XFiat
Chukwudi O.
"XFiat has been a game-changer for me. I can convert my Bitcoin to Naira in minutes and the money hits my account instantly. The fees are transparent and very low compared to other platforms."
Amina K.
"The best crypto-to-fiat platform in Nigeria! Support for over 1000 cryptocurrencies means I can cash out any coin I hold. Customer support is also very responsive."
Tunde A.
"Security is top-notch with biometric login and 2FA. I feel safe using XFiat for all my crypto transactions. The real-time tracking feature is also very helpful."
Trusted by Leading Companies Across Africa
Partnering with Africa's most innovative financial institutions and technology companies
Join 500+ companies already using XFiat
Become a PartnerFrequently asked questions
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xfiat.app is a lightning-fast, non-custodial crypto exchange and custodial local cash wallet, meaning users can both transact directly or transact through wallet. Serving as an intermediary between users and blockchain, xfiat.app aims to make crypto to bank withdrawal as effortless as possible.
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xfiat.app enables clients to convert cryptocurrencies to bank deposits – our coin selection is one of the widest in the industry. Send crypto and receive cash directly in your bank account. Missing your favorite coin? Let us know via the Contact Us form.
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The service fee for crypto pairs ranges around 0.5%. There are no hidden fees — the amount you see on the screen is the exact amount you will get in your wallet.
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After your crypto is confirmed on the blockchain, bank payment arrives within 45 seconds to 3 minutes. Blockchain confirmation times vary depending on network congestion.
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- Select currencies to add to wallet or send to bank.
- Enter the amount you want to receive or send.
- Choose the bank (for bank transfer) or user (for internal transfer).
- Send assets to the address provided on screen.
Important: double‑check the wallet address and currency. Paid orders are irreversible.
Need help? Live chat (bottom left) or support@xfiat.app.
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We collect only what is necessary for site functionality and service improvement. Review our privacy policy to learn more.
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Transactions undergo Customer Due Diligence (CDD). Suspicious activity may trigger Enhanced Due Diligence (EDD) such as source of funds checks, screening, or interview. Orders complete only after required procedures.
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We’re both wallet‑based and non‑custodial. You control your funds via your own bank account and wallet access at all times.
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Each transaction has a unique ID; funding is near‑instant. Delayed? Contact support with the ID. Once funding starts, browser actions won’t affect completion. Help: support@xfiat.app.
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You have 9 minutes for us to detect your funds while the price is locked. If time expires, the order cancels and price must be recalculated with a new order. Funds sent but not detected? Reach support via chat.
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You need a wallet to retain full control of assets. Need help choosing? Our support can guide you. We aren’t affiliated with referenced apps/websites.
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Still need help? Email support@xfiat.app or use live chat.
Ready to Get Started?
Download XFiat now and start converting your crypto to cash in minutes
50,000+ Downloads
4.9/5 Rating
100% Secure