Africa's First Direct Crypto-to-Bank Platform
Xfiat eliminates the need for middlemen, traders, or peer-to-peer exchanges. Transfer over 1,200+ cryptocurrencies directly to 1,000+ Nigerian banks—with deposit times averaging under 45 seconds.
The Problem We Solved
For years, the gap between crypto innovation and banking infrastructure in Africa limited accessibility for millions. Traditional methods were broken.
P2P Scams Epidemic
Fraudulent traders, fake payments, account freezes—P2P platforms exposed users to constant risk and financial loss.
Days of Waiting
Multiple intermediaries meant waiting 24-72 hours for funds. Your money held hostage by outdated processes.
Hidden Trader Margins
Middlemen inflating rates by 5-15%. You never knew the real exchange rate or how much you were losing.
Banking Disconnect
Banks couldn't handle crypto. Innovators couldn't access traditional finance. Millions left behind.
How Xfiat Changed Everything
Building Xfiat wasn't just about creating another crypto exchange. We solved a fundamental problem plaguing Africa's digital economy: the complete disconnect between blockchain technology and traditional banking. What we built never existed before—a direct technical bridge connecting cryptocurrency wallets to bank accounts across Nigeria, eliminating every intermediary in the process.
The technical achievement is unprecedented. Your cryptocurrency wallet now connects straight to your bank account through our proprietary integration system. We developed infrastructure allowing blockchain networks to communicate directly with Nigerian banking APIs in real-time. This isn't a payment gateway—it's a fundamental rearchitecting of crypto-to-fiat conversion. When you send crypto through Xfiat, it goes directly from blockchain to bank account, making us Africa's first platform achieving true peer-to-peer elimination.
Speed was always meant to be transformative. Traditional methods took hours to days—users waited for traders to come online, confirm transactions, verify payments, then initiate transfers. We compressed that entire process into an average of 45 seconds. Our system detects your blockchain transaction instantly, calculates exact naira equivalent using real-time rates, and pushes funds directly to your account—all automatically. No queues, no manual confirmations, no waiting periods.
Transparency in pricing was non-negotiable. In the P2P world, users never knew what they were getting. Traders advertised one rate, then revealed "fees" after commitment, building in 5%-15% margins with no way to verify market value. We flipped that model. When you use Xfiat, you see the exact exchange rate pulled from global market data, the exact naira hitting your account, and our fee: a straightforward 0.5% bank transfer charge. No hidden margins, no trader markup, no surprise deductions. What you see is exactly what you get.
Security and compliance were built into our foundation. Xfiat is fully registered with the Corporate Affairs Commission, operates under strict KYC/AML protocols, and maintains complete regulatory compliance with Nigerian financial authorities. Every transaction is logged, every user verified, every naira movement traceable. Your crypto goes directly to your bank through encrypted channels meeting international security standards—blockchain speed with traditional banking security.
Growing Trust, Proven Scale
From launch to becoming Nigeria's trusted crypto-to-bank gateway—supported by tens of thousands of users and hundreds of financial institutions.
Why Xfiat Is Different
We didn't build another P2P marketplace. We built the infrastructure that makes P2P obsolete.
Zero P2P Risk
No traders to trust. No escrow to wait for. No scam risk. Your transaction goes directly from blockchain to your bank account.
Instant Liquidity
Convert crypto to cash anytime, 24/7. No waiting for traders to come online or accept your offer. Always available, always instant.
1,200+ Cryptocurrencies
From Bitcoin to obscure altcoins. If it's on a major blockchain, we support it. The widest crypto coverage in Nigeria.
Complete Bank Coverage
Every commercial bank, microfinance bank, and fintech in Nigeria. 1,000+ institutions—your bank is definitely supported.
Regulatory Compliance
Fully compliant with Nigerian financial regulations. Operating transparently within the legal framework for your protection.
Transaction Proof & History
Complete transaction records, blockchain confirmations, and bank receipts. Full transparency and proof for every transfer.
The Future We're Building
We're not just processing transactions—we're building the financial infrastructure for Africa's crypto economy. A world where crypto and traditional finance work together seamlessly. Where anyone can participate in the global digital economy without barriers, delays, or middlemen.
The gap is closing. The future is instant. And 50,000+ Nigerians are already here.
Experience Direct Crypto-to-Bank
Skip P2P. Skip the wait. Convert 1,200+ cryptocurrencies to cash in under 45 seconds.